About
A lender built by owners of property.
Clivedale Capital was launched from the Clivedale family office in Mayfair to lend against UK residential and commercial property.
Heritage
Built by developers
Clivedale Capital is the lending arm of Clivedale, a Mayfair based, super prime property developer. From offices at 73 Brook Street, Clivedale creates luxury residential, commercial and hotel developments in London's best addresses, including Mayfair Park Residences by Dorchester Collection, The Residences at Mandarin Oriental Mayfair, The Mansion in Marylebone, 73 to 77 Brook Street and 20 Carlton House Terrace.
That experience shapes how we lend. We have bought, consented, built and sold in the same market as our borrowers, so we read a valuation, a planning position and an exit the way an owner does, not only the way a credit file does. The result is a considered answer in hours and finance that fits the asset.
The values are the same as the buildings: understated, precise and private.
Values
How we lend.
Certainty
A term issued is a term we intend to fund. We would rather decline quickly than retrade late.
Judgement
We underwrite the asset, the sponsor and the exit, not a scorecard.
Discretion
Sensitive situations stay private. We do not publicise our borrowers or their transactions.
Proximity
We stay involved from the first call through to redemption.
Credit
How a case is handled.
An enquiry is reviewed the day it arrives and indicative terms follow within 24 hours. Where the case is straightforward, valuation and legal work run in parallel rather than in sequence, and funds can be released in as little as five working days. Cases above 75 per cent loan to value go to enhanced credit review and may need additional security.
Nothing is sent to a borrower as approved terms until the economics, the security and the exit have been confirmed, and every figure in a set of terms is traceable to something we have verified rather than something we were told.
We say no early when the answer is no. A quick decline is worth more to a borrower with a deadline than a slow maybe.
Enquiries
Tell us about the asset and the deadline.
Indicative terms within 24 hours.